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At Exquisite Dreams Consulting, we believe homeownership isn’t just about getting the keys—it’s about building a life, creating legacy, and securing financial freedom.
Founded by Detroit real estate professional and financial literacy educator Toria Howard, our mission is simple: to bridge the gap between education and ownership. Too many people are told what to do when buying a home, but not how to sustain it, grow from it, and turn it into wealth. That’s where we come in.
We specialize in helping first-time homebuyers, homeowners, and aspiring investors navigate the real estate journey with confidence. Through personalized guidance, down payment assistance education, credit strategies, and our signature Pathway to Keys™ system, we empower our clients to move with strategy—not guesswork.
Rooted in Detroit, we are passionate about revitalizing our communities and helping individuals take advantage of the opportunities happening right now. From understanding the true cost of homeownership to learning how to think like an investor—even in your primary residence—we equip you with the tools to make smart, long-term decisions.
This isn’t just real estate. This is education. This is strategy. This is ownership done right.
Whether you’re preparing to buy, ready to invest, or looking to leverage the home you already own, we’re here to guide you every step of the way.
✨ Because your dream home should also be your wealth-building foundation.
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The REAL cost of a $179,900 home in Detroit might surprise you 😳
Let’s break this down the RIGHT way 👇
This isn’t just about a mortgage…
This is about strategy, equity, and long-term wealth
Homes in this area are being renovated and values are rising 📈
That means:
✔️ Higher taxes over time
✔️ Strong appreciation potential
✔️ Opportunity to build equity FAST
The people winning in Detroit right now?
👉 They’re thinking like investors—even for their primary home
📘 If you want the blueprint, my book Keys to Your Castle walks you through it
Comment “START” and I’ll help you map your plan 🏡
Listing courtesy of Rafael Murrey-The Agency Hall & Hunter
🔥 Exit United Realty Professionals
1938 Burdette St., Ferndale, MI 48220
901-450-1134
http://10000cards.com/card/toria
Detroit’s market is moving FAST 🔥
If you want to buy by summer, you need to get pre-approved and tap into programs like Detroit DPA, Launch, and MSHDA.
💰 Up to $25K available for buyers
⏳ Limited time to get prepared
Subscribe + Comment “KEYS” to start your homebuying journey 🔑
Summer closings are happening NOW ⏳ Don’t get left behind—get my Keys to Your Castle guide and start your Pathway to Keys today 🔑
Exit United Realty Professionals
1938 Burdette St., Ferndale, MI 48220
901-450-1134
http://10000cards.com/card/toria
There are down payment assistance programs in Michigan that can help you buy a home with less money out of pocket.
In this video, I break down the top 3 programs—including Detroit’s $25K DPA—and how they work.
If you want help getting started, comment “KEYS” or reach out directly.
Exit United Realty Professionals
1938 Burdette St., Ferndale, MI 48220
901-450-1134
http://10000cards.com/card/toria
💸 FREE Personalized Home Buying Plan ($150 Value)